Stop renting. Get approved. Own the car that pays you. Takes about 2 minutes — no credit pull.
We help drivers in Virginia, Maryland, and DC right now.
This tells us how much the car can earn — so we can show real payback, not guesses.
Pick the range that sounds right. We don’t pull your credit and we never ask for your Social Security number here.
Whatever it is, a lower score isn’t an automatic no — the down payment and your income matter too. We’ll look at your full picture, not just this number.
Most people picture a sticker price. Lenders finance the sticker price plus tax and fees — let’s see that number now, not at the dealership.
Have you accounted for taxes and fees?
$25,000 car (example) ≈ $26,761 once tax, title, and fees are added — before any down payment.
Estimate for Virginia. Confirm exact numbers at signing — this is a planning estimate, not a quote.
You’d finance about $26,761 — roughly 107% of the car’s price.
Tell us your credit range in the previous step and we’ll show a rough rate range here.
If most of that down payment is just covering tax and fees rather than the car itself, that’s normal — see the “financed” number above move as you adjust. It still helps: a bigger down payment usually means a better rate.
We’ll only count this once you can show what you actually owe — a payoff statement, not a guess.
Only matters if an electric car makes sense for you.
We’ll tell you which lenders fit you and what to expect. No spam, no selling your info.
OwnMiles is a buying service that works for you. We give advice and do the legwork — we never touch your money, the title, or the loan.
No credit pull to start. Self-reported info only. We never store your SSN or full date of birth.